Tuesday, July 31, 2018

July 2018 Budget

July proved to be a crazy spending month for me. I had a hard time exercising self-restraint in the face of several huge sales, so it was no wonder that I ended up going over budget. I tried to be fairly selective in what I kept (a mere fraction of what I ordered), and in fact I've already worn most of these pieces. I still feel embarrassed by the shockingly large amount I initially ordered, but at least what I ultimately decided to keep was (mostly) from my wishlist. My prediction is that August will also be spendy, since I still have some orders on their way to me as we speak. Hopefully my spending will calm down come September (famous last words). Anyway, let's take a look at what I bought this month!

J.Crew supersoft Supima tank in stripes (pale sepia ivory S) - Most of my tank tops have developed these little holes in the front (by the way, does anyone know how to fix this???), so I'm slowly replacing them one at a time. Last month I bought these super soft tanks, and this month I added this little striped number. It runs pretty small, so I went up two sizes for a slouchy fit. Doesn't the color scheme look more Madewell than J.Crew? I think it pairs well with cognac accessories. The arm holes are a little big but not enough to bother me. Originally $28. Paid $7.11.

J.Crew denim short in white (white 25) - I actually ordered these shorts at the end of last month as part of that crazy J.Crew sale I posted about. They ended up being the only item that worked out. These shorts are fantastic! For white denim, they're surprisingly opaque as well as soft and stretchy. They do run large, so size down if you like tighter shorts. Personally I went with my normal size, because I want them to be more comfortable. I usually roll up the legs an extra time, because a shorter inseam makes my legs look longer. I've been wearing these nonstop! Originally $69.50. Paid $17.33.

Fitflop Bon II back strap sandal (caramel 6) via Amazon - So I've always been somewhat prejudiced against Fitflops, because I tend to think of them in the same category as Clarks, Crocs, and Danskos: comfortable yet matronly. Now that I own a pair, I take back all of the negative thoughts I had about them, because you guys, these shoes are sooooo comfortable! I feel like I could walk forever in them. The sole is incredibly padded, and it feels like I'm walking on a cloud. However, there is a slightly annoying issue with the synthetic footbed material, where the top layer leaves what looks like pencil eraser dust. Also, the sandal runs slightly large. I would have gone down half a size, but Amazon only carries whole sizes. Originally $130. Paid $66.12.

Top: J.Crew
Shorts: J.Crew
Shoes: Fitflop
Bag: Rebecca Minkoff
Sunglasses: Knock-off Karen Walker
Necklace: Madewell (old)

J.Crew Factory seersucker apron dress (light blue white XXS) - Wearing this apron dress makes me feel like Dorothy from the Wizard of Oz. In a cute way, although I wonder if the style borders on twee (or maybe Southern belle). The seersucker material is quite heavy and substantial, plus the dress is lined. Hence no problems with opacity, but I would have preferred if they skipped the lining in favor of making the dress lighter weight. Overall, I like it. The color scheme is very clean and refreshing. The dress does run a hair large, but since the waist is elastic, I don't find it to be an issue. Also, it features pockets and an interesting back detail, which makes the dress look more mature. You do have to wear a strapless bra though. Originally $89.50. Paid $38.77.

J.Crew Factory striped studio t-shirt (ivory navy XS) - This is a rebuy. I wore the original version so often that it developed a bunch of those little holes I was talking about, which is puzzling because the tee itself is actually thick enough to be mostly opaque, even given the light color. Anyway, I highly recommend getting one. I wear mine all the time, and it seems to go with most bottoms and layers. Originally $29.50. Paid $10.84.

J.Crew straw hat with grosgrain ribbon
 (natural navy ivory S/M) - My search for a straw hat is finally over! After trying on countless fedoras and boaters, I decided on this one, which I can only describe as a hybrid. The crown is deeper than your average boater, but it doesn't have that camel hump shape on top that most fedoras have. It also runs large. I have a medium to large head and had to size down, so I don't think it would work on someone with a smaller head. Also it's not packable, but I'm very happy with the straw material, which feels very sturdy and high-quality. I did have to settle for a striped ribbon instead of the solid black ribbon I was originally looking for, but that's okay. It actually goes well with that seersucker dress I bought. Originally $39.50. Paid $14.36.

Cole Haan Tali bow ballet flat (black 6.5) via Amazon - This is also a rebuy. I loved the original pair so much that I wore them almost every single day and ended up badly scuffing the toe/heel on both shoes as well as wearing out the elastic and footbed support. When I saw these on serious sale, I had to snatch them up. If you're interested, I recommend going up half a size because of the elastic sides. Originally $170. Paid $71.00.

RETAIL: $556.00
SPENT: $225.53 (40.6% of MSRP)

SUMMARY: As I mentioned in this post, my clothing budget for 2018 is $150/month starting in April with the ability to roll over leftover money (or debt) at the end of each month. During Q2, I spent $453.82. After this month, I am left with $670.65 for the rest of the year (an average of $134.13/month).


As I mentioned before, I want to start budgeting how much I spend on my hobbies. Lately I've been running a lot more and needed a new pair of running shorts.

Adidas running M10 shorts (black/white XS) - I really like the way these look and feel. They run a hair small but do a good job of staying put. My old pair needs readjustment every so often, which is the last thing you want to be thinking about while running. So I normally don't like shorts with built-in briefs (yes, they make sense if you're going for a long run and don't want to chafe, but I'm not running that much), but these actually feel very supportive and comfortable. Originally $28. Paid $21.77.

RETAIL: $28.00
SPENT: $21.77 (77.8% of MSRP)

SUMMARY: I am budgeting $75/month for my active hobbies ($117/month if you include my climbing gym membership). After this month, I am left with only $237.88 (once I account for my membership) for the rest of the year.

How did you do with your budget this month?


  1. Yay for Fitflops! They really are so comfortable, now that I'm in my third summer of wearing their shoes constantly. I think they may only offer whole sizes (or is that only with their more standard ones...) The Cole Haan bow flats are great too.

    J.Crew Factory always does some nice dresses in summer-friendly natural fabrics, which I like seeing. They didn't have any that seemed like they would suit me this year, but I got a nice linen dress last year.

    1. Upon closer inspection, I think you're right. As far as I can tell, they only sell whole sizes, although I'm not sure why that is. Also I found an article from 2013 about a false advertising class action lawsuit against them. I had forgotten that they used to claim to tone and strengthen your leg muscles, which is why they were called *Fit*flops in the first place! I think they're better off just marketing themselves as comfortable shoes.

  2. I went way over too, mostly because of the Nordstrom anniversary sale. But I got some really great pieces! I am going to have to lay low for all of August. (As I just bought a crossbody from Shopbop......)

    Next year I think I'll spend low in May and June so I can spend in July, because shopping that sale was just too fun.

    1. That's a great strategy! Maybe I should adopt it too. I know that I have a tendency to shop a lot at the end of the season, so I might as well plan for it.